Wednesday, December 3, 2025

Where Have The Buyers Gone?

Where have the home buyers gone?

Home sellers outnumber home buyers by the largest margin since this metric has been tracked.

There are 37% more home sellers than buyers actively looking to buy.


Source: https://www.redfin.com/news/buyers-vs-sellers-october-2025/

Three years ago it was the exact opposite.

There were 37% more people looking to buy than those looking to sell.

There are currently 500,000 more houses for sale nationally than there are buyers looking for a home.


Source: https://www.redfin.com/news/buyers-vs-sellers-october-2025/


Pending home sales over the last year are the lowest they have been in the last 30 years. Sales are 27% below the long term average and even lower than the 2008-2010 period.


Source: https://x.com/nickgerli1/status/1993789241806213523


What is behind this reversal in residential real estate?

The obvious answer involves the increase in mortgage rates.

Mortgage rates have essentially doubled compared to three years ago.



However, a 6% 30-year mortgage rate is still an attractive rate when compared to what has been available for most of the last 50 years.



The ultra low interest rates we saw beginning in 2020  (30 year rates 3% or below), which were principally caused by the Fed's money printing to accommodate Covid relief, had the effect of massively driving up housing prices.

In a short period of time the home price to income ratio went from around 5x to 7x as home price values vastly surpassed incomes.

From 1965 to 2000 this metric was consistently right around 4x.


Source: https://www.longtermtrends.com/home-price-median-annual-income-ratio/

We have gotten to the point that 70% of U.S. households cannot afford a median-priced home.

First-time home buyers have been frozen out of the market due to affordability issues.

The median age of home buyers now stands at age 61 (half the buyers are above and below this age) 

In the early 1980's the median age was below age 35.

Only 21% of home buyers are buying a home for the first time.

It was 50% as recently as 2010.


Credit: https://x.com/AFpost/status/1988295031753716178

A big reason that there are so few buyers is that young people do not have the incomes to be viable buyers.

Interest rates are part of the equation but we have seen current rates like these many times in the past.

The bigger issue regarding affordability is the price of homes. 

All of this was exacerbated by the Biden administration allowing 10 million illegals into the country all of whom needed somewhere to live.

Demand for housing suddenly increased dramatically while the supply of housing remained relatively stable at about 1.2-1.4  million new units per year as it has been for most the last decade.



Those illegals were not necessarily buying homes but it put additional pressure on rents.

The result of that new demand meeting the existing supply is seen in this chart of rent growth for single family homes.


Credit: https://x.com/nickgerli1/status/1983677200013373585

 

The same spike in rents was seen in apartment rents.

Average rents went up over 25% in the first 18 months of the Biden administration.


Source: https://www.apartmentlist.com/research/national-rent-data

Rents and home prices also tend to move up and down together over the years as another facet of the demand and supply equation of housing.


Credit: https://x.com/nickgerli1/status/1987999925154767017

The good news is that rent growth is decelerating.

Recent months have actually seen a decline in rent prices.


Credit: https://x.com/nickgerli1/status/1987994964786082261

Some of this is related to an increased supply of apartment units coming on line but lower demand due to reduced immigration and increased deportations, a weak job market for new college grads and consumer debt pressures are all in play here.

Are home prices headed down next?

To me, that is the only real answer in order to get more buyers into the market.

Too many are simply priced out despite incomes that have increased at a faster rate than average over the last five years.

However, they have not increased nearly enough to keep up with housing prices.


Source: https://constructioncoverage.com/research/cities-with-highest-home-price-to-income-ratios


We are already seeing price reductions in some parts of the country.

However, to get affordability back in the 5x range, home prices would need to fall by around 38% from where they are now based on current interest rates.

To do that will require a lot more home listings.

For context, during the mortgage credit crisis of 2008 there were about 4 million homes listed for sale in the United States. That is double the current number.

Simply stated, home buyers will return when home prices become more affordable.

This is especially true for young, first-time buyers who have almost entirely disappeared as potential house buyers.

However, to get there will require a lot of unhappy home sellers.

Such is the unhappy outcome of the law of economics and the forces of supply and demand.

Monday, December 1, 2025

A Cataclysmic Clash of Cultures

The headlines last week were a great reminder of how harmful uncontrolled and ill-advised immigration into the United States can be.

One National Guardsman was shot to death (a 20 year old woman) and another critically wounded by an Afghan national in Washington, D.C. who clearly was not vetted properly before being allowed into the United States.


Source: https://www.cbsnews.com/news/suspect-dc-national-guard-shooting-afghan-national-what-we-know/

Democrats were quick to blame President Trump for the shootings arguing that the National Guard should not be on the streets of Washington, D.C. to begin with.

One example is former Democrat National Party chairman Debbie Wasserman Schultz.


Source: https://jonathanturley.org/2025/11/29/trump-did-it-wasserman-schultz-accuses-the-president-of-causing-the-shooting-of-national-guard-members/


Wasserman Schultz seems to ignore the fact that the Biden's administration's disastrous withdrawal from Afghanistan and lax vetting policies might have something to do with this.

Or the fact that commited Islamists do not seem to fit in with American society.

Rob O'Neill, the Navy Seal who killed Osama Bin Laden, offered this comment on X about the clash of cultures involved.



As to DWS's argument that the federal troops are not necessary in D.C and have not been effective?

Homicides are down substantially compared to last year since the National Guard has been present in D.C.



We also had headlines last week detailing the massive fraud schemes perpetrated by Somalian immigrants in Minnesota.

Billions of dollars of taxpayer money have been stolen in various welfare scams with social programs in Minnesota involving child food programs, fake daycare programs, autism support and Medicaid. 


Source: https://www.theepochtimes.com/us/massive-somali-welfare-fraud-cases-in-minnesota-heres-what-we-know-5949909?utm_medium=app&c=share_pos2&pid=iOS_app_share&utm_source=iOS_app_share

One estimate is that $6 billion in welfare fraud may be involved.

Seeing that number I could not help but recall this headline from earlier this year.


Source: https://www.startribune.com/minnesota-faces-a-projected-dollar6-billion-budget-deficit-down-the-road-heres-what-you-should-know/601232751


A lot of the stolen money went to fund extravagant lifestyles of Somalians in the United States but funds have also been remitted to relatives in Somalia and millions have also been traced to support the ISIS -affiliated terrorist group Al-Shabaab n that country.


Source: https://www.city-journal.org/article/minnesota-welfare-fraud-somalia-al-shabaab

Remittances to Somalia in 2023 from sources in the United States were a reported $1.7 billion.

To put that number in context, the entire Somalia government budget is $1 billion!



It would also not be too far-fetched to believe that some of the fraud money might have ended up in the pockets of Democrat politicians like Governor Tim Walz and Congresswoman Ilhan Omar in the form of political contributions.

The fraud by the Somalians in Minnesota is so large and pervasive that even The New York Times took notice with a major article about it over the weekend.


Source: https://www.nytimes.com/2025/11/29/us/fraud-minnesota-somali.html

“Over the last five years, law enforcement officials say, fraud took root in pockets of Minnesota’s Somali diaspora as scores of individuals made small fortunes by setting up companies that billed state agencies for millions of dollars’ worth of social services that were never provided.

Outrage has swelled among Minnesotans, and fraud has turned into a potent political issue in a competitive campaign season. Gov. Tim Walz and fellow Democrats are being asked to explain how so much money was stolen on their watch, providing Republicans, who hope to take back the governor’s office in 2026, with a powerful line of attack.

'No one was doing anything about the red flags,” he said. “It was like someone was stealing money from the cookie jar and they kept refilling it.'”


It is so bad that even the employees of the Minnesota Department of Human Services called out Tim Walz for his role in all of this.



Another quote from The New York Times story.

Dr. Samatar said that Somali refugees who came to the United States after their country’s civil war were raised in a culture in which stealing from the country’s dysfunctional and corrupt government was widespread."


In other words, the Somalians believe that it is just fine to lie, cheat and steal.

It is a function of their culture.

The same is true in the way in which the Islamists view and treat women or gays.

A fundamental flaw in the Western perspective on humanity is the belief that everyone in the world has a similar value system and that everyone else wants and respects the same things we do.

It is a dangerous notion.

We often hear that diversity is a strength and immigration is one of the things that has made the United States greater than any nation in the world.

This is undoubtedly true. However, this assumes common values, beliefs, goals and objectives. 

It also assumes that those who immigrate to the United States want to assimilate and fully commit their future and faith to their new country---not the country that they left.

If these foundational principles are not shared uniformly, diversity is a weakness, not a strength. In point of fact, diversity is a fatal flaw if the foundational principles are not aligned. 

It can lead to a cataclysmic clash of cultures.

Assimilation was not a problem with previous waves of immigration during most of U.S. history.

Immigrants wanted to assimilate and become Americans. They really did not any other choice.

For most of our history when someone left their home country they really left it.  Those immigrating to America faced an arduous ship passage.  They could communicate with friends and family only by letter once they got here.  

It was difficult to get news about what was happening in their home country. There was little chance that they would be able to go back. As recently as 25 years ago, long distance international phone calls were expensive and limited.  Facetime was the stuff of science fiction. Immigrants really did not have much choice other than to assimilate into American society. 

When someone immigrated to the United States in the past they were literally "all in".  They simply had no other choice.  They were coming to America to be Americans.  It was not just the economic opportunity but it was everything else as well.  They did not pick and choose.  They bought the whole loaf.

Are the people coming to America today really coming here to be part of the great "melting pot" that has defined us in the past?  

Are they really interested in adopting and assimilating into American culture, tradition, values and our language?  Or are they here just for the economic advantages?

Immigration without assimilation is a recipe for a cataclysmic clash of cultures.

It is the first step towards societal collapse if it is ignored.

The headlines from last week tell us how true that is.

Wednesday, November 26, 2025

A Story To Share This Thanksgiving

A self-described Socialist has just been elected Mayor of New York City.

This comes after we already have far left socialists in charge in Chicago (Brandon Johnson) and Los Angeles (Karen Bass) who are the next largest cities in the United States.

A recent poll revealed that 62% of Americans age 18-29 have a favorable view of socialism and 34% of them say they have a favorable view of communism.

In recognition of Thanksgiving and this reality, I thought it was a good time to republish a blog post I first wrote over a decade ago about the history of the Pilgrims and their experiment with socialist ideals.

This has proven to be one the most popular blog posts I have written over the years.

The story might be helpful if your dear Aunt Karen takes a diversion at dinner to talk about how Donald Trump is a fascist moron and Zohran Mandami is such a caring young man that everyone in New York City is soon going to get food like this every day for FREE 



Image created by Grok


The Pilgrims came to America with an agreement that they would function as what we would refer to today as a "socialist commune". What they each produced individually was put into a common warehouse from which each family then took out their individual needs as determined by the Governor.

They were all going to be good neighbors and take care of each other according to their needs.

They landed in America in December, 1620 and the first Thanksgiving was held in 1621.

The Pilgrims had experienced an enormously challenging first year in the New World after landing at Plymouth Rock a year earlier.

In their first two months, half of the Pilgrims died during the harsh winter.

Their first year of farming (1621) was disappointing. Those that remained after that first year were just thankful to be alive when they got to that first Thanksgiving.

The following year (1622) was not much better. There was stealing and hoarding among the ranks because the harvest was still meager.

As you might expect, while everyone took what they needed, many did not do their fair share of work.

Entering 1623, the leaders of the Pilgrims knew that the status quo would no longer suffice

It was clear entering 1623 that changes had to made if the Pilgrims were going to survive and prosper.

The full story of how they survived and prospered in the New World follows below.

SPOILER ALERT---They did not double down on socialism as the people in New York City, Chicago and Los Angeles have done. They turned to a system based on private property rights, individual initiative and free enterprise---capitalism.

The experience of the Pilgrims became the foundation for the model that made the United States the greatest nation in the history of mankind.

Why do we have to keep learning the same lessons over and over when history is so clear about what works and what doesn't for a society to prosper?


Pilgrims, Prosperity And Poverty

(originally published November 28, 2013)

I am thankful for many things.  My family. My friends. My job. I could go on and on. The list is very long.

I am most thankful I was born in the United States of America.  A country founded on the concept of individual rights and freedom.  A country that has embraced the idea of economic freedom, property rights, and capitalism.

Of course, I was born at a different time than where we seem to be today in our attitudes about some of these ideals. Will our young people be as thankful as I am about their country of birth?  I certainly hope so.  

However, it amazes me how we fail to accept the reality of the failings and foibles of the human condition throughout history. As a result, the same mistakes and missteps plague us no matter how many times the history lesson is taught.

Look no further than Venezuela.  What was once the one of the most prosperous South American countries now languishes under a socialist regime despite rich natural resources.  Communist North Korea can't feed its own people while South Korea is giving a tablet computer to every school child. 

Taiwan flourished in freedom while Red China floundered for decades before it embraced capitalist-based economic reforms. The same was true for East and West Germany.  

In all of these cases there was no difference in the people.  They were literally blood brothers and sisters. It was the governmental system and philosophy that made the difference between prosperity and poverty for the nation's people.

Speaking of history, let's revisit the story of the Pilgrims and the origins of Thanksgiving Day. The story as I learned it in school was about a group of rugged individuals who set sail on The Mayflower in 1620 seeking religious freedom in America.  

They encountered many hardships that first year but thanks to help from Indians and the Grace of God (I am sure this is no longer mentioned in the textbooks) they reaped a bountiful harvest and gave thanksgiving with a giant feast.

The First Thanksgiving At Plymouth, Jennie Augusta Brownscombe


The real story is much more enlightening.  It also shows that there is absolutely no question about which system works best to provide the most prosperity for the most people while limiting poverty.  There should be no debate. There is absolutely no question.  

It has been shown to be true over and over again. However, over and over, we see those who think there is a better, more humane, way to best provide for people in a society.

The real story of the Pilgrims was written by William Bradford who was the leader of the Plymouth Colony from 1621-1657.  He wrote "Of Plymouth Plantation" to chronicle the story of the Pilgrims and it is recognized today as the most complete authoritative source on the subject.



One of the best summaries I have read about the Pilgrim story was written by Dr. Judd W. Patton, "The Pilgrim Story: Vital Insights And Lessons For Today".

Let's start at the beginning.  When the Pilgrims decided to go to America they had a problem not uncommon to many of us. They did not have enough money. They lacked the funds to sail to America, equip and establish their colony.  

As a result, they got financial help from some investors who financed New World adventures in return for a share of what the colonists made through farming, fishing, trade and other working endeavors.

The contract between the Adventurers (Investors) and the Pilgrims consisted of ten points. The most critical of which stated, “That all such persons as are of this colony are to have their meat, drink, apparel, and all provisions out of the common stock and goods of the said colony.” 
Today we would call this a socialist commune. In other words, the Pilgrims accepted the socialist principle, “from each according to his ability, to each according to his need.” Each person was to place his production into the common warehouse and receive back, through the Governor, only what he needed for himself or his family. The surplus after seven years was to be divided equally, along with the houses, lands, and chattels, “betwixt the Adventurers and Planters.” 

The first year after they set sail for America was particularly difficult.  The voyage itself took sixty-six days. They landed first on Cape Cod even though they had intended to reach the mouth of the Hudson River. They spent another month sailing the coast of Cape Cod until they finally decided to settle in Plymouth at the site of an old Indian village on December 21, 1620.

Within two months, half of their numbers died. Of the 24 families who had set sail, only four were untouched by death that first year.  Four other families were wiped out completely.  Those that made it to that first Thanksgiving were thankful.  However, it wasn't necessarily because of a bountiful harvest. They were just happy to have survived.

Contrary to legend the harvests were extremely poor in 1621 and 1622. It was normal to be hungry. Governor Bradford referred to 1621 as the “the small harvest” year.  Yet he notes that in “the summer there was no want.” Thankful for what God had given them, Governor Bradford declared a three-day feast for the purpose of prayer and celebration. We all know it as the first New England Thanksgiving – apparently observed in late summer.

Things were marginally better in 1622. The harvest was a little better but many Pilgrims held back and did not work as hard as others.  There was stealing and hoarding. Bradford and the other Pilgrim leaders recognized that this would continue unless they changed the system.  What could they do to prevent another poor harvest?

This is how Governor Bradford tells it in "Of Plymouth Plantation".

“So they began to think how they might raise as much corn as they could, and obtain a better crop than they had done, that they might not still languish in misery. At length, after much debate of things, the Governor (with the advice of the chiefest amongst them) gave way that they should set corn every man for his own particular, and in that regard trust to themselves; in all other things to go on in the general way as before. And so assigned to every family a parcel of land…This had very good success, for it made all hands very industrious, so as much more corn was planted than otherwise…The women now went willingly into the field, and took the little ones with them to set corn; which before would allege weakness and inability; whom to have compelled would have been thought great tyranny and oppression.”

The socialist system was discarded and replaced with a system that was built on individual property rights that put the trust in individual initiative to take care of the common good of the colony.

How did that work out?

In 1621, the Pilgrims planted only 26 acres. Sixty acres were planted in 1622.  But in 1623, spurred on by individual enterprise, 184 acres were planted!  Somehow those who alleged weakness and inability became healthy and strong. It’s amazing what incentive will do to improve bad attitudes!

However, the Pilgrims still had their challenges. The summer of 1623 was hot and dry. For almost two months there was no rain. Their crops were in jeopardy. Governor Bradford did not lose faith.

Governor Bradford then set a “solemn day of humiliation (fasting) to seek the Lord by humble and fervent prayer in this great distress.” Their prayers were answered. By evening it began to rain. It revived the corn and other fruits. Even the Indians were astonished. The soft showers continued along with beautiful fair weather. The result was a “fruitful and liberal harvest …for which mercy they also set apart a day of thanksgiving.”
By the fall of 1624, the colonists were able to export a full boat load of corn! And the Pilgrims settled with the Adventurers. They purchased the Adventurers stock in the colony and completed the transition to private property and free markets.


The rest is history.  The experience of the Pilgrims went a long way to forming the values and principles upon which our Founding Fathers created a new nation unlike anything the world had ever seen before. It came to be the most prosperous and powerful country ever known to mankind. For that I am forever thankful to the Pilgrims and the others who endured trials and tribulations to give me the life I have today.

As we celebrate Thanksgiving it is useful to remember the Pilgrims and what their experience can teach us.  I think Dr. Patton summarizes the lessons pretty well.

The Pilgrim experience dating from 1623 was and is yet a prototype for the United States of America.  They learned the hard way that: (1) Socialism does not work; it diminishes individual initiative and enterprise; (2) Socialism is not a Godly economic system; and (3) Famine and drought can be used by God to humble a people and set them on a proper course. The Pilgrims responded.  The real question today is:  Can Americans learn these vital insights from the Pilgrims or must we too face famine and drought in the coming years?

Happy Thanksgiving Aunt Karen!

Monday, November 24, 2025

Did The Mullahs Miscalculate?

I could not help but notice this story about Tehran, Iran.

Tehran is literally running out of water and the city may have to be evacuated.

At a minimum, it appears that plans are being made to relocate the nation's capital as Tehran is not sustainable over the long term.


Source: https://hotair.com/tree-hugging-sister/2025/11/21/tehran-bone-dry-and-tapping-out-n3809155


This has been running under most news radars, but it's literally a catastrophe for the mullahs.

After decades of mismanagement, illicit drilling, and indulging the citizens of the capital at the expense of the poorer rural areas, Iran is rapidly depleting what few water resources it has left.

Exacerbated by six continuous years of drought, the situation is so dire that the Iranian president, Masoud Pezeshkian, has said the capital city of Tehran might have to be 'evacuated' before winter.

Even if such an extreme move does not prove to be immediately necessary, Pezeshkian has said, Tehran cannot continue in its current place and form. The area will not sustain any further human occupation or development.


Iranian President Pezeshkian even went so far to say that the country’s capital should be relocated away from Tehran because of overcrowding and a deepening water crisis. 

"The reality is that we have no choice. It (the relocation) is a necessity. We cannot overwhelm this region with more population and construction,” 

“We can develop, but we cannot solve its water problem.”



 

Iran is looking at the southern area of the country in the Makran region on the Gulf of Oman for its new capital.


Source: https://x.com/metesohtaoglu/status/1991761627021209624


This is rather astounding isn't it?

Tehran is a city with a population of 10 million with another 10 million living within its metro area.

To put this in context, it is like saying that New York City might need to be evacuated.

Or Wall Street has to relocate due to a lack of resources to support it.

The Karaj Dam reservoir is one of the largest sources of water supplying Tehran.

Compare the water levels last year to this year.

November, 2024

Source: https://x.com/ShayanX0/status/1988579267177832898

November, 2025


Source: https://x.com/ShayanX0/status/1988579267177832898


Many of the water sources supplying Tehran have as little as 10% of normal capacity.

The news reports cite mismanagement, illicit drilling, indulging Tehran's citizens and drought for the water problems.

I found it interesting that no one in Iran was blaming "climate change".

There must be no political gain in doing that in Iran.

Neighboring desert nations in the Middle East have avoided a similar situation through effective water management, long-term planning and investment in infrastructure to insure water flows.

Instead, Iran's leadership chose to spend billions of dollars on funding terrorism in the region and on its quest to build nuclear weapons.




It should also be noted that nuclear enrichment relies on large amounts of water for cooling, climate control and power systems. A large enrichment site can use around a million liters of water a day. No water means no enrichment. Centrifuges cannot operate without stable cooling and environmental control.

Iran's mullahs are not likely to admit it but in addition to the drought and water mismanagement, it is not beyond the realm of possibility that Israel successfully targeted some of the key water pipelines serving the city and those nuclear sites.

Seeing water issues facing Iran I have to admit that I could not help but also think about the stories in the Bible where God exacts justice on those who deviate from his moral code or who wish to do harm to Israel.

Could that also be at play here?

The Bible is replete with stories of those who veered from God's word and had to confront drought and famine.

The Bible is also clear that God will protect Israel, and nations that seek to do Israel harm will find those efforts thwarted and will stumble and fall instead.

For example, Psalm 27:2 says, “When the wicked advance against me to devour me, it is my enemies and foes who will stumble and fall.”

Is it merely a coincidence that Iran and its mullahs are facing this catastrophe after it has funded terrorism against Israel for decades and fired 700 ballistic missiles and over 1,000 suicide drones in the past year?

I don't know,

However, it is food for thought as we see what is happening in Iran right now.

Perhaps Tehran will get the water they need.

Iran's President stated that the near term crisis could be averted if they got rain by the end of November.

That does look promising based on the current weather forecast.

Any precipitation in Tehran is not expected until over 10 days from now.


Source: https://www.timeanddate.com/weather/iran/tehran/ext


In the meantime, you have to wonder did the mullahs miscalculate in any number of ways to get to this point?

Sowing terrorism throughout the Middle East to undermine Israel?

Spending money on uranium enrichment rather than securing their water supply?

Attacking Israel with waves of missiles and drones?

Putting their faith in Allah rather than the God Almighty of the Bible?

These are very interesting questions given how events are unfolding in Tehran right now.

Friday, November 21, 2025

The Future of Public Education

I was in Charlotte, North Carolina recently and I could not help but notice the number of private schools I passed while driving around the southern area of the city.

A number of those schools were also Christian schools.

This map which is about five miles square provides some perspective.


SourceL Google Maps


50 years ago K-12 education was dominated by public and parochial schools.

Private schools were rare and generally catered to the very wealthy.

Homeschooling was almost non-existent because in most states it was illegal. Parents who did homeschooling were considered fringe fanatics.

It is estimated that only about 15,000 students were being homeschooled in the late 1970's.

The 1980's saw a number of court battles and legislative efforts to permit homeschooling,

By 1993, home schooling was legal in all 50 states.

Today 3.7 million students are being homeschooled.



The growth of homeschooling has expanded dramatically after Covid driven by curriculum dissatisfaction, safety concerns (drugs, bullying, school shootings) and the realization that children can learn more in less time than in traditional schools. 

This is not the only parent that came to that realization during Covid.


Th following may be a unique situation but it still speaks volumes coming from a public high school Math teacher.



Of course, for many parents homeschooling is not feasible due to work schedules and other issues.

However, the concern about what is being taught in public schools and the school environment has driven the increase in enrollment in private schools, particularly Christian schools.

Consider the growth in private school enrollment in North Carolina over the last 20 years.

Enrollment increased by 24% just between 2019 and 2023.

There was a reason I saw so many private schools on the southside of Charlotte.


Source: https://www.wfae.org/education/2023-08-01/nc-private-school-enrollment-has-grown-24-in-four-years-new-data-show

Almost every state is seeing declines in public school enrollments.

Oregon saw a decrease of 6.2% in public school enrollment between 2019 and 2023.

New York was down 5.9%, California and Colorado 5.2%.


Percent Change in Public School Enrollment Between Fall 2019 and Fall 2023
Source: https://nces.ed.gov/whatsnew/press_releases/12_5_2024.asp


Some of this is due to demographic trends as a result of falling birth rates and migration to other states.

However, there is a clear trend away from public schools.

The biggest change over the last 50 years has been the decline in Catholic school enrollments.

In the mid-1970's Catholic schools had almost 4 million students. Enrollment today is less than half of that. This has largely been the result of lower birth rates in the Catholic community,

Notably, 20-33% of enrollment of students in Catholic schools today are not Catholic.

The decline in Catholic school enrollment has been made up with the post-1970's "Christian school movement". These schools were practically nonexistent 50 years ago. They now have enrollments of 3.0-3.5 million students.

More and more parents have been opting for private, charter or homeschooling options as dissatisfaction with public schools has increased and greater school choice legislation has been enacted across the nation.

For example, a Gallup survey in July, 2025 found that only 24% of Americans were satisfied with the quality of public education in the nation.

It ranks right at the bottom of a long list of aspects of the country that people are dissatisfied about.

In fact, people are more satisfied with what they pay in federal taxes and the availability of affordable healthcare than they are with the quality of public education.

Consider as well that more than twice as many people are satisfied with the acceptance of gays and lesbian people in the nation as compared to the quality of education.

And yet, the media narrative is that the former is a much bigger problem for the nation than the latter.

 

Source: https://news.gallup.com/poll/656114/americans-state-nation-ratings-remain-record-low.aspx

This dissatisfaction has not been lost on politicians as there has been a large movement across the country to provide parents with school choice in forms such as vouchers, education savings accounts (ESAs), tax-credit scholarships, and tax deductions for private school tuition, homeschooling, or other educational options.

35 states have enacted some form of school choice legislation in recent years.

This had made private schools more affordable to a range of parents, particularly those on the lower end of the income scale.

One recent education think tank study predicts we are on the cusp of a major tipping point that will see public school enrollment crater between now and 2030.

That study by The Learning Counsel predicts that by 2030 public school enrollment will lose 16 million students compared to today---that would be about one-third of the current enrollment.


Source: https://thelearningcounsel.com/articles/the-future-of-k12-education-so-you-can-prepare-for-it-public-education-is-set-to-lose-16-million-enrollments-by-2030/

The study sees public school enrollments going from 89% of the total of K-12 education today to 50% in 2030.

Former public school students would end up in private schools or homeschooling.

In effect, the study predicts we will soon see the privatization of public education.

That sounds to me as something that is beyond the realm of possibility in that limited time frame,

However, the trends cited in the study are unmistakable.

The study argues that critical mass has been reached with the dissatisfaction with public schools, new school choice legislation, societal change and technology innovation.

As to the last two points, the study made this observation.

..there are the peculiarities of the Alpha Generation to consider with their immersion into screens, the economy, massive out-migration from cities, outside industry trends causing consumer demand for highly flexible and personalized arrangements in all things, plus technology innovations promising to change the entirety of education workflow and the organization of institutions through a myriad of AI and mechanisms.

The study also suggests that state and local governments are not likely to be successful in stemming the loss of the public school students. In fact, they might actually welcome it.

Policies and lobbying to avert the outcomes were considered in the predictions as highly likely to fail with the principal driver simple economics. State and local governments cause massive savings for themselves in the act of privatizing K12 education, saving upwards of 70% or more on all costs while retaining the same income from taxation. That is billions of dollars for most States annually that is becoming increasingly difficult to argue against as traditional public schools continue to fail in their mission of educating the American public as seen on abysmal literacy and math scores from so much of the population. Negative sentiment has reached a fevered pitch.

What the study seems to overlook is the emerging revolt against property taxes which is the principal method of funding schools in the United States.

Governor Ron DeSantis has made this a major issue in Florida 

Source: https://www.floridatrend.com/article/42514/desantis-wants-to-eliminate-florida-property-taxes-could-he-pull-it-off/

It looks like the issue may be headed to a vote by the people of Florida in November, 2026.

The issue is also gaining traction in my home state of Ohio.

A group is circulating petitions in Ohio for a constitutional amendment to abolish property taxes in the state.


Source: https://ohiocapitaljournal.com/2025/10/27/ohio-group-seeking-to-abolish-property-taxes-says-it-has-collected-well-over-100000-signatures/

Why have property taxes suddenly become a big issue?

1. Property values have risen dramatically and this has resulted in vastly increased property taxes.

2. This has most particularly affected senior citizens who have no children in school.

3. However, it is also affecting younger families with children who believe that the public schools have failed them and are paying private school tuition or homeschooling in addition to property taxes supporting those failing schools.

If you combine these two groups you have a formidable number of voters who are going to be reliable supporters of the idea of repealing or reforming the property tax.

The public schools may find that any windfall that they believe may result from more students moving to private schools or homeschooling is illusory.

The simplest answer for public schools to avoid losing more students is to get their act together, get back to basics and improve the product and the experience they deliver. 

Their focus should be on taking the reasons away for why a parent would not want their child to attend the public school.

They need to prove the tax dollars spent on public education is a good value. 

The history of the last 50 years does not provide confidence that the tax dollars going to public schools have been well spent. 

Student performance has been flat at best while the numbers of administrators, principals and teachers have soared well past increases in student enrollment.



Where is the accountability?

Since many public school districts are controlled by the teachers' unions, this is usually not a priority. They seem to be more interested in serving the interests of teachers over students, making our public schools incubators for left-wing ideology and believing that all problems can be solved with higher taxes.

If you doubt that,  here is Randi Weingarten, the President of the American Federation of Teachers spending her work day recently picketing with striking Starbucks baristas in New York City.

Improving our public schools to avoid declines in enrollment (that will inevitably affect the jobs of her teacher members) does not seem to be of any interest to her.



With people like this in charge, the declining state of public education will continue.

And more private schools will dot the landscape of Charlotte and other cities along with millions and millions of homeschoolers.

All of this was unimaginable 50 years.

And yet, this is where we are.

Wednesday, November 19, 2025

Just Look At West Virgina

A common narrative is that homicide rates are driven by poverty and guns.

We often hear if we could just do something about poverty and limit the ownership of guns that we would not see the homicide rates we do in cities like Washington, D.C., New Orleans, Memphis and Chicago.

That makes a good talking point until you consider the state of West Virginia.

Just look at West Virginia to test that premise.

West Virginia is one of the poorest states in the union.

The poverty rate of 16.7% is the third highest in the nation.

Only Mississippi, Louisiana and New Mexico have more people living in poverty.




West Virginia is also in the top 3 states for gun ownership.

60% of households own a firearm.



What does West Virginia not have a lot of?

Young people.

The median age of the population of West Virginia is 43.

Only Maine has an older median age.


Source: https://www.instagram.com/p/C4OqATAtmZO/

West Virginia also has one the lowest percentages of African Americans in the nation.

Only 3.6% of the population is Black.



West Virginia also has one of the lowest rates of gun related deaths in the nation despite its high poverty rate and its levels of gun ownership.

West Virginia's rate of firearms deaths is about 1/7 of the District of Columbia and 1/5 of Louisiana and Mississippi.

It has far fewer gun related deaths than all southern states.


Source: https://www.visualcapitalist.com/mapped-gun-related-deaths-by-state/


When you simply look at the state of West Virginia the argument that poverty and guns drive homicides and gun violence starts to fall apart rather quickly.

I guess it will remain a mystery as to what drives gun related violence.

Does anyone have another theory based on the data?